Big Beard Apps
Apps Built with Big Ideas
Quality apps crafted by Raul Pena. Starting with PayoffPilot - your strategic debt elimination partner.
📱 Currently in Beta Testing | Request Access
Apps Built with Big Ideas
Quality apps crafted by Raul Pena. Starting with PayoffPilot - your strategic debt elimination partner.
📱 Currently in Beta Testing | Request Access
Get debt-free in three simple steps
Enter your credit cards, loans, and other debts with their balances and interest rates.
Compare Snowball and Avalanche methods to find the fastest path to debt freedom.
Log payments, watch your balances drop, and stay motivated with visual progress tracking.
See Snowball vs. Avalanche side-by-side. Compare total interest, payoff dates, and savings to pick your best path.
Log payments with a simple swipe. Track your actual progress vs. projections and stay motivated with real-time updates.
Test "what if" scenarios with extra payments or windfalls. See exactly how much time and money you'll save.
Never miss a payment with automatic reminders 3 days before due dates. Avoid late fees and stay on track.
Export professional payment schedules and debt summaries. Share with advisors, print for reference, or save to Files.
Modern iOS design with full dark mode support. Institution logos, colorful charts, and intuitive navigation.
All your financial data stays on YOUR device. No account required, no data collection, no third-party tracking. End-to-end encrypted iCloud sync is optional. Your debt payoff journey is private.
PayoffPilot is currently in beta testing. Join our TestFlight program to try it first!
Join Beta Test ProgramApp Store release coming soon