Strategic debt payoff calculator. Compare Snowball and Avalanche methods and become debt-free faster.
Enter your debts, choose your strategy, and PayoffPilot maps the fastest path to financial freedom.
See Snowball vs. Avalanche side-by-side. Compare total interest paid, payoff dates, and savings to pick your best path.
Log payments and track your actual progress vs. projections. Stay motivated with real-time updates as balances drop.
Test "what if" scenarios with extra payments or windfalls. See exactly how much time and money you'll save.
Never miss a payment with automatic reminders before due dates. Avoid late fees and stay on track.
Export professional payment schedules and debt summaries to share with advisors or save for reference.
Native iOS app built in SwiftUI with full dark mode support, colorful charts, and intuitive navigation.
All your data is stored locally on your device using Apple's encrypted SwiftData framework. No account required, no data collection, no tracking.